Pan-African FX liquidity

Stablecoins in.
Local currency out.

CediReserve is a foreign-exchange liquidity provider across Africa. Send us USDT or USDC and we settle local currency — Cedi, Naira, Shilling, CFA franc and more — straight to bank accounts and mobile money wallets. No prefunding, clear rates, fast settlement.

🇬🇭 GHS 🇳🇬 NGN 🇰🇪 KES 🇨🇲 XAF 🇸🇳 XOF 🇿🇦 ZAR + more
Start a transfer → See how it works
< 30 min
Average settlement
24 / 7
Always-on liquidity
12
Local currencies
USDT · USDC
Accepted
Currencies we settle
One desk, many African markets

Send USD-pegged stablecoins, receive local currency in the destination country. All corridors below are live across the continent.

🇬🇭
GHS
Ghana · Cedi
StatusLive
🇳🇬
NGN
Nigeria · Naira
StatusLive
🇰🇪
KES
Kenya · Shilling
StatusLive
🇨🇲
XAF
Central Africa · CFA franc
StatusLive
🇸🇳
XOF
West Africa · CFA franc
StatusLive
🇿🇦
ZAR
South Africa · Rand
StatusLive
🇺🇬
UGX
Uganda · Shilling
StatusLive
🇹🇿
TZS
Tanzania · Shilling
StatusLive
🇷🇼
RWF
Rwanda · Franc
StatusLive
🇪🇹
ETB
Ethiopia · Birr
StatusLive
🇪🇬
EGP
Egypt · Pound
StatusLive
🇲🇦
MAD
Morocco · Dirham
StatusLive
How it works
From stablecoins to local currency, in four steps

We sit between your stablecoin treasury and African markets. You never pre-fund a local account or manage correspondent banks — we hold the local liquidity in each country.

01
Agree your rate & currency
Tell our desk the destination currency and amount. We lock an exchange rate and confirm settlement details.
02
Send stablecoins
Transfer USDT or USDC to our wallet on Tron or Ethereum. We confirm your deposit on-chain within seconds.
03
We convert to local currency
We exchange your stablecoins into the destination currency at the agreed rate — no slippage, no surprises.
04
Funds are settled locally
Local currency lands in the nominated bank account or mobile money wallet, with email and SMS confirmation.
Live settlement flow
You send
$250,000 USDT
Stablecoin in
↓
CediReserve converts
To NGN / KES / XAF / GHS…
FX desk
↓
Recipient receives
Local currency to bank / mobile money
Settled
No prefunding required. We hold local liquidity in each market so you don't have to. Settlement typically completes in under 30 minutes.
Why CediReserve
One liquidity partner for the whole continent

Instead of integrating a different provider in every country, settle local currency across Africa through a single desk.

🌎
Pan-African coverage
One relationship covers Ghana, Nigeria, Kenya, the CFA zones, South Africa and more — with new markets added regularly.
⚡
Fast settlement
Most conversions settle in under 30 minutes from on-chain confirmation to local currency in the account.
💰
No prefunding
We provide the local liquidity in each country. You don't tie up working capital across multiple markets.
🔒
Rates agreed upfront
Lock your exchange rate with our desk before you send. The rate you agree is the rate you get.
🏦
Local delivery rails
We settle to mobile money and major banks in each market — M-Pesa, MTN MoMo, Airtel Money, and more.
🛡
Compliant by design
KYB onboarding and AML checks on every partner, aligned to each market's financial regulations.
What we accept
USD-pegged stablecoins on two networks

We accept USDT and USDC on Tron and Ethereum. Need another stablecoin or network for a large flow? Ask our desk.

₮
USDT
TRC-20 · Tron
Tether on Tron — low fees and fast confirmation. The most widely used stablecoin route across Africa.
₮
USDT
ERC-20 · Ethereum
Tether on Ethereum — ideal for partners settling from Ethereum-native treasuries and exchanges.
$
USDC
ERC-20 · Ethereum
USD Coin on Ethereum — fully reserved and widely held by regulated institutions and fintechs.
Who we serve
Built for businesses moving money into Africa

If you hold stablecoins and need reliable local-currency liquidity at scale, we're your settlement partner.

📱
Remittance & payment companies
Fund payouts across multiple African markets with stablecoins instead of slow, costly correspondent banking. Settle to mobile money and banks in minutes.
🏢
Trading & OTC desks
Access deep local-currency liquidity for your USDT and USDC positions across the continent, with rates agreed upfront.
🏭
Importers & corporates
Convert offshore stablecoin holdings into local currency to pay suppliers, salaries, and operating costs anywhere in Africa.
Coverage
Liquidity where you need it
12
Live currencies
15+
Countries served
2
Stablecoin networks
24/7
Deposit acceptance
Ready when you are

Get local-currency liquidity across Africa

Talk to our liquidity desk to agree a rate and start settling USDT and USDC into African currencies.

Contact liquidity desk →
Regulated & compliant in every market · KYB & AML onboarding · liquidity@cedireserve.com
© 2026 CediReserve · Pan-African Liquidity Infrastructure cedireserve.com
CediReserve is a foreign-exchange liquidity provider. We convert USD-pegged stablecoins (USDT, USDC) into African local currencies for onward settlement to local accounts and mobile money wallets. All conversions are subject to the rate agreed with our liquidity desk. On-chain transactions are irreversible — always verify the address and network before sending. Foreign exchange and digital-asset transfers carry risk. CediReserve operates in line with applicable financial regulations in each market it serves. This is not financial advice.